Why property is still the best investment
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Why property is still the best investment

In the past, buying your own home was almost a rite of passage into adulthood; the ‘great Australian Dream’. Houseprices were in line withaverage incomes and this affordability meant that real-estate ownership was within most householders’ reach.  This is no longer the case.  According to the AMP Banking/REIA Home Loan Affordability Report released on 3 June 2004, Property price increases have exceeded income increases for those on the average wage since around 1986. The AMP/REIA Home Loan Affordability Report is the most comprehensive and accurate assessment of the ability of Australians to meet the cost of home purchases. The report is jointly produced by the Real Estate Institute of Australia and AMP and is based on data from all major lending institutions. Copies of the March 2004 report are available from the AMP Financial Services Media section at www.ampgroup.com or through the Real Estate Institute of Australia. 

Since 1996 further increases in property prices coupled with employment uncertainty have seen an even bigger number of households than ever before now choosing to rent rather than buy.  
Australia is currently suffering from a severe shortage of housing with demand clearly outstripping supply. The result of this shift has seen rents increase to an all time high.  These factors combine to create ideal conditions for property investors.

Source: http://www.aph.gov.au/LIBRARY/Pubs/MSB/features/homeloan.htm

Even in times of economic recession and the global financial crisis, housing still remains one of the most secure investments, especially here in Australia. With government grants and incentives to builders and investors designed to create more affordable housing options the time has never been better to invest in real estate to secure your financial future.

From the Department of Housing’s National Housing Supply Council State of Supply Report 2008:
“Over the past six years, rental vacancy rates have fallen, suggesting that, despite significant capital gains over the period, total returns on rental housing investment have not been sufficient to ensure that supply keeps pace with demand. Over the past two years, however, very low vacancy rates have caused rent growth to accelerate. The dwelling rent component of the Consumer Price Index—which measures average growth across all rental housing—rose by 8 per cent over the year to June 2008*. Rents on new leases have been growing even faster, which suggests that overall rent growth will continue to increase”**

http://www.fahcsia.gov.au/sa/housing/pubs/housing/national_housing_supply/Documents/chap2.htm#15
*Australian Bureau of Statistics, Consumer Price Index, Australia, ‘Table 7. CPI: Group, Sub-group and Expenditure Class, Weighted Average of Eight Capital Cities’, cat. no. 6401.0, ABS, Canberra, 2008.
**Real Estate Institute of Australia, Real Estate Market Facts, June Quarter 2008, ‘Table 5: Summary of Median Weekly Rents, June Quarter 2008’, REIA, Canberra, 2008

Investing in the real estate market is not as complicated or difficult as you may think. Your Refund Real-Estate Group consultant will take the time to explain all the steps you need to take to ensure your path to financial security in the property sector. 

Refund Real-Estate group has been appointed as a strategic partner with the Queensland Affordable Housing Consortium (QAHC) allowing our property buyers access to the Governments’ ten-year lease guarantee established under the National Rental Affordability Scheme (NRAS). This is great news for investors who now have the security of a government-backed scheme to ensure protection of their investment in the long term.